Budget Contractors Insurance
(800) 306-1200

Contact Us

Budget Contractors Insurance

Phone Icon (800) 306-1200

Contact Us

What You Need to Know about Insurance for General Contractors 

If the question on your mind is about the different types of insurance for general contractors, then Budget Contractors Insurance can help! Our main goal is to provide contractors just like you with low insurance rates without cutting the quality of your coverage.  Take a look below at the different types of insurances available for general contractors.

 Contractor’s Bonds/Surety Bonds- These bonds are required by the Contractors’ State Licensing Board. We can issue you a contractors’ bond within 48 hours. Once you are approved, we will report it to the board for you.

 Retirement Plans- Putting away money for your future can seem unrealistic at times because life can get in the way of saving. On the other hand, we have a variety of retirement plans to choose from. You can select the amount of money you are comfortable with setting aside.

 Life Insurance- Life insurance for general contractors is an essential policy to have because it will provide your family with a financial security net after you are gone. You can have peace of mind knowing your family will be taken care of in your absence.

 Commercial Vehicle- Your personal auto insurance policy will not cover your business vehicle. Since a major part of a contractor’s job is traveling to different construction sites, you want to insure your company vehicle.

 Workers’ Compensation- With electrical cords, power tools, and ladders found on almost every construction site, accidents are bound to happen. It only takes a split second for one of the many dangers lurking around the corner to cause an accident for one of your employees or yourself. Workers’ compensation will cover the medical expenses for the individual who was injured on the job.

 General Liability- This policy will protect your business in case a third party is injured or received property damage due to your construction presence. General liability only covers third parties not your employees or yourself.

 Turn to our team of insurance professionals at Budget Contractors Insurance when you need a variety of insurances. We mainly focus on providing insurance for general contractors. If you have any questions, give us a call at (800) 306-1200 today.